Count on Patelco for a great rate

As a member owned, not-for-profit financial co-op with the mission to help members achieve lifelong financial wellness, Patelco now offers one of the highest certificate rates around to help you grow your savings faster. Anyone can become a member when you open an account. Plus, you'll enjoy:

  • A guaranteed return
  • Peace of mind knowing your money is insured by the National Credit Union Administration²
  • Free advice and guidance from our Certified Financial Specialists


Don’t wait. This limited-time special offer is subject to end at any time.

Prefer talking to someone? Visit a Patelco branch near you or meet online via Virtual Branch using Zoom. Make an appointment to meet online or in person at

1 APY (Annual Percentage Yield) as of 08/14/2022. The 2.75% APY 30-Month Certificate special offer is subject to end at any time without notice. Terms and conditions may vary by account. The minimum balance for all certificates is $250. Maximum balance is $500,000. There is a penalty for early withdrawal for all Certificates. Please see the Certificate Accounts section in the Patelco Member Handbook.

2 Up to $250,000.