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Small Talks for Big Change -
A Patelco Podcast

Whether you’re just starting your financial journey or looking to fine-tune your strategy, the Small Talks for Big Change podcast is for you. Through engaging conversations and real-life examples, we aim to inspire and educate you on navigating the financial journey and achieving your goals. Listen now!

Latest Episodes

Smart Budgeting

The Saver-Splurger Dilemma: Balance in Your Budget

CalendarJuly 17, 2023


Join Michele Enriquez and Andrew Farrell in this episode as they discuss the importance of budgeting for financial wellness. They explore the balance between splurging and responsible spending, sharing tips on curbing impulsive purchases. Practical advice for getting started with budgeting, including using budgeting apps and separating accounts for different purposes. Discover how Patelco’s resources, such as certified financial coaches and a financial wellness library, can support your budgeting journey.

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Home Purchasing

Navigating the Path to Homeownership

CalendarJuly 11, 2023


In this episode of Small Talks for Big Change, Michele Enriquez discusses home buying with Fred Williams, a regional home loan officer at Patelco. They debunk myths about home loan rates and emphasize Patelco’s commitment to helping members achieve their homeownership goals. Fred highlights the importance of personalized guidance. Discover how Patelco’s approach stands out and learn more by scheduling an appointment with a home loan consultant today!

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Virtual Branch

Personalized Service from Anywhere with Virtual Branch

CalendarJune 20, 2023


Dive into the world of virtual banking with Patelco Credit Union’s award-winning Virtual Branch. Join Michele Enriquez, Membership Development Manager, along with certified financial counselor Jesslyn Flentroy and senior financial specialist Ginger Smith, as they explore the unique features and advantages of this innovative channel. Discover the convenience of face-to-face interactions, a wide range of transactions, and personalized support. Embrace hassle-free banking at patelco.org/virtualbranch and experience the future of banking.

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Financial Planning

The Power of Support: Patelco's CFS Coaching Program

CalendarMay 30, 2023


Join Michele Enriquez and Luis Jara in this episode of Small Talks for Big Change as they explore financial wellness and the significance of education and support. With nearly 40 years of combined industry experience, they discuss Patelco’s initiatives, including financial health assessments and a roadmap to financial freedom. Luis highlights Patelco’s free CFS coaching program, where Certified Financial Specialists provide personalized guidance. Visit patelco.org/financialjourney for this invaluable resource.

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Fraud Prevention

Strengthening Account Security with a Trusted Contact

CalendarMay 15, 2023


Join Michele Enriquez, Membership Development Manager at Patelco Credit Union, and Jennifer Mink, Member Experience Manager, as they delve into the important topic of elder abuse and financial fraud in this episode of Small Talks for Big Change. Jennifer shares heartfelt stories, highlighting the rise in cases of elder financial abuse. Discover Patelco’s innovative Trusted Contact program, designed to protect vulnerable individuals and act promptly in cases of suspected fraud. Join the fight against elder financial abuse at patelco.org/trustedcontact.

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Savings Rates

Understanding the High Savings Rates Environment

CalendarApril 21, 2023


In this episode of Small Talks for Big Change, Michele Enriquez interviews Walid Hissen, Vice President of Deposits at Patelco Credit Union. Walid discusses the current savings rate environment, the impact of inflation, and the role of the Federal Reserve’s discount rate. He highlights the value of certificate of deposit (CD) as a savings option. Emphasizing the importance of financial education, Walid advises listeners on choosing the right savings instrument based on their goals.

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Youth Banking

From Piggy Banks to Savings Accounts

CalendarApril 6, 2023


In this episode of Small Talks for Big Change, Michele Enriquez, Membership Development Manager at Patelco Credit Union, interviews Veronica Dangerfield, Senior Financial Wellbeing Educator, also known as Patelco’s Financial Cheerleader. They discuss the importance of financial education for young people and Veronica’s passion for empowering youth. Veronica shares tips on successful saving and highlights April’s National Financial Literacy Month, emphasizing the credit union youth movement and available resources for achieving financial wellness.

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Fraud Prevention

Recognizing and Avoiding Job and Romance Scams

CalendarFebruary 23, 2023


Join us in this episode as we uncover the growing issue of Romance Scams and Fraud in the digital age. Jennifer Mink, Member Experience Manager at Patelco Credit Union, sheds light on this vital topic. Jennifer shares valuable tips to prevent falling victim to Romance Scams and Fraud, and highlights resources available at Patelco’s Fraud Center. Stay vigilant and informed about the latest scams as we discuss how Patelco educates members and offers protection against fraud.

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Youth Banking

Financial Aid Basics

CalendarFebruary 23, 2023


In this episode, Kristi Longoria, Manager of Financial Health at Patelco Credit Union, joins us to discuss financial aid. As a Certified Financial Counselor, Kristi supports youth and families with FAFSA and scholarship navigation. Hosted by Michele Enriquez, they highlight the importance of financial aid education, loan options, and debt implications. They also touch on Patelco’s responsibility to educate members and the community, providing resources like setting up accounts and attending webinars.

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