Your loan needs are covered

Rates as low as

9.90% APR1

as of 10/1/2018

Timely Repayment Incentive Program: TRIP

Save

Insurance & Protection2

Overdraft Protection

Motorcycle Loan

For when the open road calls.

  • Motorcycle loan rates as low as  9.90% APR1
  • Purchase from a licensed dealer, a private party, or refinance your existing loan
  • Available for new and used motorcycles (2008 and newer)
  • Flexible terms up to five years
  • No prepayment penalties

Boat, RV, and Trailer Loan

Your weekend is waiting.

  • Rates as low as  9.90% APR1
  • Purchase from a licensed dealer, a private party, or refinance your existing loan
  • Available for new and used boats, RVs, and travel trailers (2008 and newer)
  • Flexible terms up to 6 years on $15,000 or more
  • Longer terms up to 10 years available for amounts over $25,000
  • No prepayment penalties

Smart, simple loan benefits

Motorcycle

Loans for New or Used Vehicles

Loans for New or Used Vehicles

We'll work with you and make the entire buying process easier.

No penalty

Flexible Terms

Flexible Terms

Everyone's situation is different. We have options to fit your needs.

No minimum balance

No Prepayment Penalty

No Prepayment Penalty

We won't charge you for paying off your loan early.

Online banking

Online & Mobile Banking

Online & Mobile Banking

Manage your money securely from virtually anywhere.

Learn more
Automatic Payments

Set-up Automatic Payments

Set-up Automatic Payments

Stay on top of due date and never worry about missing a payment.

Education

Free Financial Education Services

Free Financial Education Services

Our mission is to help you build your financial well-being.

Learn more

Protect more, save more, sleep better

Services to help you stay secure

Peace of Mind Debt & Loan Protection3

Call us at 800.358.8228

Explore Patelco Insurance Services2

Save with Our Commitment Household Discount

  1. APR (Annual Percentage Rate). Rates as low as 9.90% APR effective 5/16/2018. Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, loan term, Patelco account and loan balances. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 16% APR.. To learn more about rates, terms and available discounts, call 800.358.8228, visit patelco.org, or visit any Patelco branch. Loan payment example: $21.34 per month for each $1,000 borrowed at 10% APR for 60 months.
  2. Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member's choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products offered by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance, www.insurance.ca.gov.
  3. This product is optional. Your purchase of Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. Additional disclosures: We will give you additional information before you are required to pay for Debt Protection. This information will include a copy of the contract containing the terms and conditions of Debt Protection. Eligibility requirements, conditions and exclusions: There are eligibility requirements, conditions, and exclusions that could prevent you from receiving Debt Protection benefits. You should carefully read your Debt Protection contract for a full explanation of the terms and conditions of the Debt Protection program.