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The right card for your wallet

MADE FOR YOU

SECURITY FIRST

CONVENIENCE AND SAVINGS

Pure Mastercard® Credit Card

The smart, easy way to pay.

  • A great, basic credit card for making everyday purchases
  • Smart, low-rate option for those who carry a balance, or looking to transfer from a high-interest card
  • No annual or balance transfer fees
  • Rates as low as 7.70% APR1

Pure Secured Mastercard®Credit Card

Great for building or rebuilding credit.

  • Build or re-build credit quickly by depositing cash equal to 100% of your approved credit into an interest-bearing savings account
  • No annual, balance transfer, over-the-limit, or returned payment fees
  • Rates as low as 7.70% APR1

Progress Student Rewards Mastercard® Credit Card

Earn more on everyday student expenses.

  • No annual or balance transfer fees
  • Unlimited Patelco Rewards points that never expire
  • 2 points for every $1 in school and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 9.65% APR1

Points Rewards World Mastercard® Credit Card

Enjoy superior, worldwide rewards and benefits.

  • Great option for those who want to earn points on everyday purchases to redeem for travel and merchandise
  • No annual or balance transfer fees
  • Unlimited Patelco Rewards points that never expire
  • 2 points for every $1 in gas and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 9.65% APR1
  • Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services

Payback Rewards World Mastercard® Credit Card

Earn unlimited cash back

  • Unlimited 2% cash back Patelco Rewards on all purchases2
  • No balance transfer fee
  • Free for the first year; $35 per year afterward
  • Unlimited Patelco Rewards points that never expire
  • 2 points for every $1 in gas and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 11.65% APR1
  • Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services

Passage Rewards World Elite Mastercard® Credit Card

Experience our highest rewards earning

  • Exceptional benefits and service for those who frequently travel and dine out.
  • No balance transfer fee
  • Free for the first year; $85 per year afterward
  • Unlimited Patelco Rewards points that never expire
  • 3 points for every $1 in travel and dining purchases
  • 2 points per $1 for all other purchases
  • Rates as low as 11.65% APR1
  • Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services

PURE MASTERCARD

Rates as low as 7.70%-11.70% APR1

No annual or balance transfer fees

No Patelco Rewards points

Best choice if you:
Want the lowest possible rate

APPLY TODAY

PURE SECURED MASTERCARD

Rates as low as 7.70%-11.70% APR1

No annual or balance transfer fees

No Patelco Rewards points

Best choice if you:
Want to establish or rebuild credit

APPLY TODAY

PROGRESS STUDENT REWARDS MASTERCARD

Rates as low as 9.65%-13.65% APR1

No annual or balance transfer fees

Patelco Rewards points:

  • 2 points per $1 for school and grocery purchases
  • 1 points per $1 for all others

Best choice if you:
Routinely make school & grocery purchases

APPLY TODAY

POINTS REWARDS WORLD MASTERCARD

Rates as low as 9.65%-13.65% APR1

No annual or balance transfer fees

Patelco Rewards points:

  • 2 points per $1 for gas and grocery purchases
  • 1 points per $1 for all others

Best choice if you:
Regularly use your card for groceries and gas

APPLY TODAY

PAYBACK REWARDS WORLD MASTERCARD

Rates as low as 11.65%-15.65% APR1

Free for the first year; $35 thereafter

No balance transfer fee

Patelco Rewards points:

  • Earn 2% unlimited cash back on every purchase

Best choice if you:
Use your card for everyday purchases and want cash back

APPLY TODAY

PASSAGE REWARDS WORLD ELITE MASTERCARD

Rates as low as 11.65%-15.65% APR1

Free for the first year; $85 thereafter

Patelco Rewards points:

  • 3 points per $1 for travel and dining purchases
  • 2 points per $1 for all others

Best choice if you:
Frequently travel and dine out and want to earn premium rewards

APPLY TODAY

Credit Card Benefits

Online & Mobile Banking

Online & Mobile Banking

Manage your money securely from virtually anywhere.

Learn more

Check Rewards balances online

Check Rewards balances online

The convenient way to manage your Rewards.

Learn more

Apple Pay

Apple Pay

Make paying a breeze, securely from your iPhone.

Zero Liability Protection

Zero Liability Protection

Additional protection should someone make unauthorized purchases with your card.

Learn more

Mastercard® ID Theft Protection

Mastercard® ID Theft Protection

No-cost personal information protection with your Mastercard debit or credit card.

Price Protection

Price Protection

Reimburses you the price difference on eligible items.

Extended Warranty + Satisfaction Guarantee

Extended Warranty + Satisfaction Guarantee

Increased warranty on eligible items when you pay with your Mastercard card.

Emergency card replacement

Emergency card replacement

24/7 service should you misplace your card.

Mastercard® Priceless Cities

Mastercard® Priceless Cities

Get insider access to one-of-a-kind experiences and offers.

It's more than just a card in your wallet

The Patelco Rewards Difference

Unlimited points that never expire and flexibility to spend rewards your way.

Traveling Soon? Let us know

Send us a secure message in Patelco Online™ or give us a call at 800.358.8228

Instant card text alerts

We’ll alert you via text to suspicious card activity.

Benefits and More Benefits

From safety and security, to travel services. Patelco credit cards come with extra free services.

1.Variable APR as of 5/26/2018. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.

2. Cash back accumulates as points valued at 2 points for every $1 purchased. Points can be converted to cash at any time at a value of $.01 per point. Cash back points redemption available for statement credit back to your Patelco credit card account. There is a redemption minimum of 2,500 points.

To bring you this benefit, Mastercard® has partnered with CSID®, an industry leader in identity protection and fraud detection. CSID is a registered trademark of CSIdentity Corporation.