Your loan needs are covered
Rates starting at
5.45% APR1
as of 1/1/2022
Level Up
Insurance & Protection2
Motorcycle Loan
For when the open road calls.
- Motorcycle loan rates starting at 5.45% APR1
- Purchase from a licensed dealer, a private party, or refinance your existing loan
- Available for new and used motorcycles (2012 and newer)
- Flexible terms up to five years
- No prepayment penalties
Boat Loan
Hit the open water.
- Fixed boat loan rates starting at 5.45% APR1
- Purchase from a licensed dealer, a private party, or refinance your existing loan
- Available for new and used boats (2012 and newer)
- Flexible terms up to 6 years on $15,000 or more
- Longer terms up to 10 years available for amounts over $25,000
- No prepayment penalties
Motorhome Loan
Your home away from home.
- Motorhome loan rates starting at 5.45% APR1
- Purchase from a licensed dealer, a private party, or refinance your existing loan
- Available for new and used motorhomes (2012 and newer)
- Flexible terms up to 6 years on $15,000 or more
- Longer terms up to 10 years available for amounts over $25,000
- No prepayment penalties
Trailer Loan
Your weekend is waiting.
- Trailer loan rates starting at 5.45% APR1
- Purchase from a licensed dealer, a private party, or refinance your existing loan
- Available for new and used travel trailers (2012 and newer)
- Flexible terms up to 6 years on $15,000 or more
- Longer terms up to 10 years available for amounts over $25,000
- No prepayment penalties
Smart, simple loan benefits
Loans for New or Used Vehicles
Loans for New or Used Vehicles
We'll work with you and make the entire buying process easier.
Flexible Terms
Flexible Terms
Everyone's situation is different. We have options to fit your needs.
No Prepayment Penalty
No Prepayment Penalty
We won't charge you for paying off your loan early.
Online & Mobile Banking
Set-up Automatic Payments
Set-up Automatic Payments
Stay on top of due date and never worry about missing a payment.
Free Financial Education Services
Free Financial Education Services
Our mission is to help you build your financial well-being.
Learn moreProtect more, save more, sleep better
Services to help you stay secure
Peace of Mind Debt & Loan Protection3
Call us at 800.358.8228
- APR (Annual Percentage Rate). Rates as low as 5.45% APR effective 1/1/2022. Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, loan term, Patelco account and loan balances. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 16% APR.. To learn more about rates, terms and available discounts, call 800.358.8228, visit patelco.org, or visit any Patelco branch. Boats, Motorhomes, and Travel Trailers New & Used loan payment examples: 60 months: $19.12 per month per $1000 borrowed at 5.45% APR; 72 months: $16.59 per month per $1000 borrowed at 5.95% APR; 84 months: $14.62 per month per $1000 borrowed at 5.95% APR; 120 months: $11.62 per month per $1000 borrowed at 6.95% APR.
- Insurance products are not deposits of Patelco Credit Union and are not insured by the NCUA. They are not guaranteed by Patelco Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Patelco Credit Union need not be purchased from Patelco Insurance Services and may be purchased from an agent or an insurance company of the member's choice. Patelco Insurance Services is a subsidiary of Patelco Credit Union. Insurance products offered by Patelco Insurance Services, a California insurance agency (License #0C97544). Any complaints may be filed with the California Department of Insurance, www.insurance.ca.gov.
- This product is optional. Your purchase of Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. Additional disclosures: We will give you additional information before you are required to pay for Debt Protection. This information will include a copy of the contract containing the terms and conditions of Debt Protection. Eligibility requirements, conditions and exclusions: There are eligibility requirements, conditions, and exclusions that could prevent you from receiving Debt Protection benefits. You should carefully read your Debt Protection contract for a full explanation of the terms and conditions of the Debt Protection program.