The right card for your wallet
MADE FOR YOU
SECURITY FIRST
CONVENIENCE AND SAVINGS
Pure Mastercard® Credit Card
The smart, easy way to pay.
- A great, basic credit card for making everyday purchases
- Smart, low-rate option for those who carry a balance, or looking to transfer from a high-interest card
- No annual or balance transfer fees
- Rates as low as 6.50% APR1
Points Rewards World Mastercard® Credit Card
Enjoy superior, worldwide rewards and benefits.
- Great option for those who want to earn points on everyday purchases to redeem for cash back, gift cards, travel and more
- No annual or balance transfer fees
- Unlimited Patelco Rewards points that never expire
- 2 points for every $1 in gas and grocery purchases
- 1 point per $1 for all other purchases
- Rates as low as 8.40% APR1
- Access to Priceless Cities®, luxury hotels and resorts, and personal travel and airport services
Progress Student Rewards Mastercard® Credit Card
Earn more on everyday student expenses.
- No annual or balance transfer fees
- Redeem points for cash back, gift cards, travel and more
- 2 points for every $1 in school and grocery purchases
- 1 point per $1 for all other purchases
- Rates as low as 8.40% APR1
Pure Secured Mastercard® Credit Card
Great for building or rebuilding credit.
- Build or re-build credit quickly by depositing cash equal to 100% of your approved credit into an interest-bearing savings account
- No annual, balance transfer, over-the-limit, or returned payment fees
- One low rate of 6.20% APR1
PURE MASTERCARD |
Rates as low as 6.50% APR1 APPLY TODAY |
No annual or balance transfer fees |
No Patelco Rewards points |
Best choice if you: |
POINTS REWARDS WORLD MASTERCARD |
Rates as low as 8.40% APR1 APPLY TODAY |
No annual or balance transfer fees |
Patelco Rewards points:
|
Best choice if you: |
PROGRESS STUDENT REWARDS MASTERCARD |
Rates as low as 8.40% APR1 APPLY TODAY |
No annual or balance transfer fees |
Patelco Rewards points:
|
Best choice if you: |
PURE SECURED MASTERCARD |
One low rate of 6.20% APR1 APPLY TODAY |
No annual or balance transfer fees |
No Patelco Rewards points |
Best choice if you: |
Credit Card Benefits
Check Rewards balances online
Digital Wallets
Zero Liability Protection
Zero Liability Protection
Additional protection should someone make unauthorized purchases with your card.
Discover card security benefitsMastercard® ID Theft Protection™
Mastercard® ID Theft Protection™
No-cost personal information protection with your Mastercard debit or credit card.
Discover card security benefitsAlerts
Alerts
We'll text you if we see a suspicious transaction on your card.
Debt and Payment Protection
Debt and Payment Protection
Covers your loan payments or pays off the balance, up to contract maximums, due to unemployment, disability, or death.
Debt and Payment ProtectionCredit Card FAQs
It's more than just a card in your wallet
The Patelco Rewards Difference
Unlimited points that never expire and flexibility to spend rewards your way.
Traveling Soon? Let us know
Fill out a secure form in Patelco Online™ or give us a call at 800.358.8228
Benefits and More Benefits
From safety and security, to travel services. Patelco credit cards come with extra free services.
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*Patelco runs a "soft" credit pull to create your personalized credit card offer, all without affecting your credit score. If you then submit a credit card application, we will request your full credit report (also known as a “hard” credit pull) from one or more credit reporting agencies, and this can affect your credit score.
1. Variable APR as of 5/16/2022. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.
2. Cash back accumulates as points valued at 2 points for every $1 purchased. Points can be converted to cash at any time at a value of $.01 per point. Cash back points redemption available for deposit into a Patelco checking or savings account or as a statement credit back to your Patelco credit card account. There is a redemption minimum of 2,500 points.