Celebrate the new year by lowering your debt.

At Patelco, improving your financial health is our mission, and for 2019 we have the tools to help you consolidate your high interest debt into one manageable loan. Whether it’s lingering credit card debt or you just overextended a bit during the holidays, a Patelco Debt Consolidation Loan can help you pay off debt faster — plus save you some extra money for the new year.

  • Low fixed rate allows for predictable payments and better budgeting
  • Terms up to 5 years
  • Limited Time: rates as low as 7.90% APR1 (maximum rate is 16.00%)
  • No loan origination fee
  • No prepayment penalties


Loan Calculator

What would my loan payment be?

1 APR (Annual Percentage Rate). Loan rates offered effective 1/1 – 2/28/19 and are subject to credit approval. APRs range based on factors including credit type, loan term, Commitment Household/account relationship and applicant credit worthiness/score. Loan terms are based on various factors, including the amount financed. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Offered rates subject to change. For more information, visit any Patelco branch, our website at www.patelco.org or call 800.358.8228.

Loan payment example: $20.29 per month per $1,000 borrowed at 7.90% APR for 60 months