• $0 monthly fee
  • No minimum balance
  • Free Debit Mastercard card
  • 30,000+ fee-free ATMs nationwide
  • Overdraft protection
  • Mobile app that allows you to make deposits, pay bills and conduct person-to-person payments
  • No annual or balance transfer fees
  • Redeem points for cash back, gift cards, travel and more
  • 2 points for every $1 in school and grocery purchases
  • 1 point per $1 for all other purchases
  • Rates as low as 10.40% APR1
  • Borrow up to $50,000
  • Rates as low as 5.30%  APR² with terms up to 5 years
  • Fixed, low rates and payments
  • No loan origination fees
  • No prepayment penalties or finance charge refund for early payment
 
  1. Variable APR as of 2/26/2019. Rate adjusts monthly and equals prime rate for previous month plus a margin range based on credit worthiness. Applies to Purchases and Balance Transfers.
  2. APR (Annual Percentage Rate). Loan rates offered effective 7/19/2019 and are subject to credit approval. APRs range based on factors including credit type, loan term, Commitment Household/account relationship and applicant credit worthiness/score. Loan terms are based on various factors, including the amount financed. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Offered rates subject to change.
    Loan payment examples:
    Personal Loan: $44.10 per month per $1,000 borrowed at 5.30% APR for 24 months
 

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