Government Insured Loans

Federal Housing Administration insured (FHA) loans, Veteran Affair (VA) loans, and USDA (rural area) loans are providing new opportunities to potential home-owners across the country, with greater flexibility than ever before.

We have partnered with Freedom Mortgage Corporation – a privately-held mortgage lender with more than 25 years of mortgage lending experience –to offer FHA, VA, and USDA loans in all 50 states and the District of Columbia.



FHA Loans are a great option for first-time buyers and individuals with little savings as these loans offer
lower down payments and lower credit score requirements.

  • Down payment as little as 3.5% of the
    purchase price
  • No prepayment penalty
  • Low minimum credit score requirements
  • Low closing costs
  • Reduced mortgage insurance premiums

VA Loans are available to veterans, reservists,
and active-duty personnel.

  • No down payment1
  • No cash reserves
  • No application fee
  • No monthly mortgage insurance premium
  • VA Cash Out Loan - allowing refinancing at a low interest rate, and to receive additional cash for other expenses2
  • VA Streamline Refinance - fast and easy refinance with no out-of-pocket expense

To discuss rates and terms for FHA, VA and USDA government loans, talk to a Freedom Mortgage loan officer at (844) 508-8490 or schedule a call.

USDA Guaranteed Loan Program is designed to assist low to moderate income rural home buyers, within eligible rural areas, with a household income that does not exceed the established limits where the home is located.

  • 100% financing available to qualified buyers
  • No down payment required
  • Guarantee fee may be rolled into the loan amount
  • Flexible credit guidelines
  • 30-year fixed rate loan
  • Eligible closing costs and fees may be included in the loan amount
  • No cash reserves required

To discuss rates and terms for FHA, VA and USDA government loans,
talk to a Freedom Mortgage loan officer at (844) 508-8490 or schedule a call.

1. Up to 100% financing (based on VA lending limits) may be available for purchase loans and up to 90% for cash-out refinances. Gift funds or bond programs for closing cost assistance are allowed.
2. Not available in Texas

Freedom Mortgage Corporation a mortgage lender licensed in all 50 states. NMLS# 2767 Corporate office located at 907 Pleasant Valley Avenue, Suite 3, MtLaurel, NJ 08054., (800) 220-3333. Please visit our website at for our complete list of state licenses. This communication is not intended to imply that any of our loan products will be offered by or in conjunction with HUD, FHA, VA the U.S. government or any federal, state or local governmental body.  Equal Housing Lender.

Freedom Mortgage has 25 years of experience in the mortgage industry, is a member of the Mortgage Bankers Association and has an A rating  with the Better Business Bureau.