Verified by Visa

We now offer Verified by Visa—giving you real-time online fraud protection

Patelco wants to make sure you are protected online when you use one of our Visa cards. Verified by Visa® confirms your identity in real time by requiring an additional password or other information to help ensure that no one but you can use your Visa card online. This helps to prevent fraudulent purchases before they occur, giving you confidence and security.


Enroll your Patelco Visa Card(s)

How does it work?

  • When you enroll your Visa Cards at, you will select a personal password that becomes your "signature" for Internet purchases.
  • You may be asked to do a $1.00 pre-authorization transaction to make sure you are set up correctly.
  • Every time you make a purchase at a participating Verified by Visa online merchant, you will be asked to identify yourself with your unique signature in a Verified by Visa window displayed on the merchant site at checkout.
  • Once you identify yourself and it is authenticated, transactions will be considered complete and secure.

This additional layer of security offers peace of mind when shopping online.

Verified by Visa also allows you to be a more discriminating shopper. It also gives an additional layer of credibility to the online merchants you choose to do business with. No need to download software or special apps….and password resets are easy.

Enroll your Patelco Visa Card(s)