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Mastercard Card Benefits

Patelco Rewards

Your Patelco Mastercard debit or credit card comes with great benefits.

 
  Pure Mastercard Progress Student Rewards Mastercard Points Rewards World Mastercard Payback Rewards World Mastercard Passage Rewards World Elite Mastercard
BENEFITS  
Safety and Security  
Zero Liability Protection
Mastercard ID Theft Protection
Price Protection
Extended Warranty
Emergency Services  
Emergency Card Replacement
Emergency Cash Advance
Lost/Stolen Card Reporting
Access & Lifestyle Benefits  
Priceless Cities
Golf Privileges    
Personal Concierge    
ShopRunner Membership    
Travel Benefits  
onefinestay Discount    
Online Booking Tool
Airport Concierge
Travel Accident Insurance**
Personal Travel Advisor    
Luxury Hotel & Resorts Program    
Cruise Program*        
Tours & Vacation Program        
Car Program: Rental/Chauffeur*        
Air Travel Program*        
Trip Cancellation Insurance*        

Safety and Security

Zero Liability Protection
You don’t have to worry when you use your Mastercard card because it’s covered by Zero Liability protection, whether you pay in-store, online, or over the phone. As a Mastercard cardholder, you’re not responsible in the event that someone makes unauthorized purchases with your card. Certain conditions and exceptions apply. †

Mastercard ID Theft Protection
Provides you with expert assistance 24/7 should you become an identity theft victim. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity protection and fraud detection. To learn more or to register for early detection services with Mastercard ID Theft Alerts™, visit www.mastercard.us/idtheftprotection.

Price Protection
Reimburses you the price difference on eligible items should you find a lower advertised price within 60 to 120 days from the date of purchase (depending on card type) when you pay with your Mastercard card.

Extended Warranty Coverage
Doubles the original manufacturer or store-brand warranty for up to 12 months on eligible purchases when you pay for eligible items with your Mastercard card.

Emergency Services

Mastercard Global Service™
Provides 24 hours a day, 7 days a week member service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances, as well as assistance with locating ATMs.

Access and Lifestyle Benefits

Priceless® Cities
Get insider access to one-of-a-kind experiences and offers in some of the world’s most exciting cities.

Golf Privileges
Access to private clubs, savings on public courses and resorts, preferred pricing, exclusive programs and preferred booking opportunities on TOURAcademy® programs nationwide.

Personal Concierge
Comprehensive, personalized assistance anytime, anywhere. Provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment, and sporting events; also provides executive services.

Free ShopRunner Membership
Access to a complimentary ShopRunner membership ($79/year value)—giving you unlimited two-day shipping and returns on eligible items from over 140 online merchants. Sign up today at shoprunner.com/mastercard.

Travel Benefits

onefinestay Discount
Receive 10% off all bookings at over 2,500 professionally-vetted vacation rentals—all featuring hotel-like amenities. To book your vacation stay, visit onefinestay.com/mastercard and use promo code MC10.

Online Booking Tool
Discover a convenient way to book hotels, flights, and car rentals online.

Airport Concierge
Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival, or any connecting flights, 24/7/365 at over 450 destinations worldwide.

Personal Travel Advisor
Experienced travel advisors assist with detailed travel plans, recommendations, and access to high quality, high value vacation choices around the world.

Luxury Hotel and Resorts Program
Enjoy the perfect accommodation from a unique collection of exceptional hotels and resorts with a room upgrade**, late check–out**, complimentary breakfast for 2 daily**, exclusive amenities**, and more.

Cruise Program*
Enjoy exceptional World benefits and savings on a global fleet of luxury cruise ships, mega-yachts and boutique river vessels.

Tours & Vacation Program
Don’t just visit a destination – live it, with world class tour and vacation packages exclusively for World Elite cardholders. From family–friendly destinations to fully customized travel experiences, enjoy special savings wherever your dream vacation takes you. Learn more

Car Program: Rental/Chauffeur*
Enjoy exceptional World benefits and savings on a global fleet of luxury cruise ships, mega-yachts and boutique river vessels. Arrive relaxed and in style using World Elite premier limousine and chauffeured car providers. Enjoy special savings with every trip.

Air Travel Program*
Get upgrades, savings and discounts on select airlines for domestic and international air travel.

Trip Cancellation Insurance*
Provides reimbursement for you and your family for any nonrefundable cancellation or change fee if your trip is interrupted or canceled and you have purchased your common carrier tickets with your eligible MasterCard travel card.

† As a Mastercard cardholder, you will not be held responsible for unauthorized transactions if: (1) you have used reasonable care in protecting your card from loss or theft; and (2) you have promptly reported to your financial institution when you knew that your Mastercard was lost or stolen.

If you believe there has been unauthorized use on your account and you meet the conditions above, rest easy knowing you’re protected by Zero Liability. Zero Liability does not apply to the following Mastercard payment cards: commercial cards, unregistered prepaid cards or gift cards.

If you have questions regarding Zero Liability coverage or you suspect unauthorized use of your card, contact your financial institution IMMEDIATELY.

*These are summary descriptions only. Additional terms, conditions and exclusions apply. Please refer to your card’s Guide to Benefits for specific information.

**Subject to availability

CSID is a registered trademark of CSIdentity Corporation.

Mastercard, the Mastercard Brand Mark, Priceless and World Mastercard are registered trademarks.

Mastercard ID Theft Protection, Mastercard ID Theft Alerts, and Priceless Cities are trademarks of Mastercard International Incorporated.