Long Term Care Insurance

Make an informed decision on the coverage that’s right for you.

Did you know that nearly half of the people requiring Long–Term Care are between the ages of 18 and 64? In other words, it’s not an issue confined only to the elderly. Worse, Long–Term Care is not typically something covered by Medicare, Medicaid, or your average HMO or PPO. That can translate into a substantial monetary burden.

The CFS* Financial Advisors at Patelco can help you design your own long–term care plan. We partner with a number of long term care insurance companies and will match the most appropriate option to your unique needs.

Call 800.358.8228 extension 3850 for more information or to get started.





Getting started with Long–Term Care Insurance

Take control of your future and get invested in Long–Term Care Insurance at Patelco. That way you, and those who count on you, won’t be burdened financially in the event that you need extended medical care.

Call 800.358.8228 extension 3850 for more information or to get started.

Note: If you are an existing policyholder who obtained your policy through Patelco before 2004, you can reach policyholder customer service at 800.742.1110 (9am - 4pm weekdays).


Long–Term Care Calculator

Long–term care is needed by those who can’t perform the basic tasks required to take care of themselves. This can include people suffering from a debilitating illness or chronic injury. The need for long term care can arise unexpectedly, often creating a large financial burden. This calculator1 can help you determine if you are financially prepared for this impending expense.


  1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

* Insurance products and services are offered through CUSO Financial Services, Inc. (“CFS”). Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are licensed through CFS. The credit union has contracted with CFS to make certain insurance products and services available to credit union members.