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High-Yield Accounts

Save more while earning more.

The more money you save, the more interest you should earn, right? With our low monthly fees and competitive interest rates, our High-Yield Accounts can help you put your earning potential into overdrive. See how by clicking the tabs below:

If you're looking for high earnings without the restrictions, this is the account for you.

Free with a low minimum balance of $5,000, you can enjoy the convenience and affordability of a checking account, and the earning potential of a high-yield savings account. Get more details about the Premier Interest Checking account.

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The more you save, the more you earn.

The more money you can set aside, the more interest you should earn, right? That's why, with a $25,000 minimum balance, this account is the ideal option for achieving long-term growth.

This fully-indexed, semi-liquid account will let you accrue significant dividends1 right from the start, while still offering access to your funds when you need them. You can make payments to your Checking and Savings Accounts, cover bills, or even secure a loan. By opening a Treasury Income Account with us, you can:

  • Schedule monthly payments to other accounts
  • Withdraw funds with six months advance notice
  • Accrue exceptional quarterly dividends
  • View Rates
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  1. Rate is tied to the average of the previous 12 weeks' auction yields of the 6-Month U.S. Treasury Bill.

A fully-indexed1, liquid account for short-term growth.

This account is a great parking place for your funds as you wait out stock market volatility. Funds deposited to this account must come from a financial institution other than Patelco.

  • $10,000 minimum balance
  • Dividends paid monthly
  • No access restrictions
  • View Rates

To open an Insured Variable Money Fund please call 800.358.8228, or visit a local Patelco branch.


  1. Rate based on the weekly reported "All Taxable Money Fund Average" based on the "iMoneyNet Inc." as quoted in the USA Today™ on Wednesdays and the Wall Street Journal™ on Thursdays.