Note for Screen Readers: If you are using a screen reader and are having problems using this website, please call 800-358-8228 for assistance.


Premier Interest Checking

Your interest rate increases as your balance climbs.

A Patelco Premier Interest Checking Account allows you to earn a higher rate of interest while still maintaining access to your money.

  • Higher tiered interest rates and free checks
  • 30,000+ surcharge-free ATMs nationwide
  • 40 Branches, plus access to 6,000+ Shared Credit Union branches
  • Minimum opening deposit of $5,0001
  • $10 monthly fee; or free if you keep a $5,000 minimum balance
Apply Now

More features and benefits of Patelco Checking Accounts

  • 30,000+ free ATMs nationwide
    Conveniently use over 30,000 nationwide ATMs.
  • 6,000+ Shared CU branches
    No matter where you are, you can visit other credit union branches to do your in-person Patelco banking.
  • Free Online Banking
    Patelco Online™ allows you to pay bills, check balances, transfer funds, deposit checks and set up alerts 24/7.
  • Unlimited Online BillPay
    Easily set up one-time or recurring bill payments using Patelco Online™.
  • Free eStatements
    Receive your statement earlier without wasting paper.
  • Free Direct Deposit
    Receive paychecks faster via electronic transfer.
  • Overdraft Protection
    In the event that you overdraw your account, one of your other accounts can be used to cover the difference.
  • Debit Card Purchase Protection
    In the event that you overdraw your account and funds are not available in other accounts, temporary credit may be extended. Opt in by calling 800.358.8228.
  • Debit Card Guide to Benefits
    View the full Debit Card Guide to Benefits.

  1. The minimum balance to earn the Premier Interest Checking rate is $5,000. Daily Balances below $5,000 earn the rate paid on Patelco’s Interest Checking Account.