You use your checking account all the time. So wouldn’t you like it with no hidden fees and plenty
of free ATMs? The big banks can’t offer that. Patelco can.
We give you three convenient options – choose the one that works best for you and open your account today. The application process is quick and easy.
Compare our checking accounts below, for more detail or to apply click on "Apply or Learn More."
|Free Checking||Interest Checking||Premier Interest Checking|
|Free account with easy access to your funds and no balance requirements||Low to no-cost account that pays interest on every dollar||Tiered account. As your balance increases so does the interest rate|
|$10 minimum deposit to open||$10 minimum deposit to open||$5,0001 minimum deposit to open|
|No debit card usage fee||No debit card usage fee||No debit card usage fee|
|No interest paid||Interest Rate: 0.05% APY*||Interest Rate: 0.05% to 0.10% APY*|
|No monthly fee||
$5 per month but fee waived if one of these criteria is met:
$10 per month but fee is waived if you maintain a minimum average daily balance of $5,000 each month
|Apply or Learn More||Apply or Learn More||Apply or Learn More|
*APY= Annual Percentage Yield. Subject to change.