As a member-owned, not-for-profit financial co-op, Patelco offers better rates, low to no fees to help you save more and do more with your money.
For a limited-time, get a $50 bonus when you open a Free Checking account.1 To receive your $50 bonus, you must enter the referral code R6BVXWWJ when you open your account and make a minimum deposit of $100. We’ll also open a savings account for you and deposit your first Patelco share ($1) into your account.
No minimum balance or opening deposit requirements
Set up Direct Deposit and access your funds up to 2 days early
Find one near you on our Mobile App
Pay with confidence with Digital Wallets and Zero Liability Protection
Manage your money on the go
Visit a Patelco branch near you or meet online via Virtual Branch using Zoom. Or, make an appointment to talk to someone on our Patelco team at a branch at a time that works for you.
1 To qualify for the $50 bonus, you must use the R6BVXWWJ referral code provided to open a new checking account (minimum deposit of $100). The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened. If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099. Offer ends 12/31/2022.
2 Early access to direct deposit funds depends on the timing of the receipt of the payment file from the payer. We generally make these funds available on the day the payment file is received up to 2 days earlier than the scheduled payment date.
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