| Effective as of JULY 3, 2008 |
New Member Special Certificate
PLEASE NOTE: The minimum and maximum balance for the
New Member Special Certificate is $1,000.00. |
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| Term |
Min.
Balance |
APY** |
Rate |
Dividends Paid |
| 12-Month*** |
$1,000.00 |
7.00% |
6.785% |
Monthly |
*** Available for a limited time. Funds deposited to this account must come from an institution other than Patelco. Minimum deposit $1,000, maximum deposit $1,000. Account available to new members only-must open a new membership. One certificate per member. Not available as an IRA certificate. Learn more.
|
|
| Term |
Min.
Balance |
APY** |
Rate |
Dividends Paid |
| 3 - 5 Months |
$1,000.00 |
2.27% |
2.25% |
At Maturity |
| 6 - 11 Months |
$1,000.00 |
2.41% |
2.40% |
At Maturity |
| 12 - 23 Months |
$1,000.00 |
3.25% |
3.20% |
Monthly |
| 24 - 35 Months |
$1,000.00 |
3.51% |
3.45% |
Monthly |
| 36 - 47 Months |
$1,000.00 |
3.61% |
3.55% |
Monthly |
| 48 - 59 Months |
$1,000.00 |
4.28% |
4.20% |
Monthly |
| 60 Months |
$1,000.00 |
4.39% |
4.30% |
Monthly |
|
IRA Certificates*
| Term |
Min.
Balance |
APY** |
Rate |
Dividends Paid |
| 3 - 5 Months |
$500.00 |
2.27% |
2.25% |
At Maturity |
| 6 - 11 Months |
$500.00 |
2.41% |
2.40% |
At Maturity |
| 12 - 23 Months |
$500.00 |
3.30% |
3.25% |
Monthly |
| 24 - 35 Months |
$500.00 |
3.82% |
3.75% |
Monthly |
| 36 - 47 Months |
$500.00 |
3.61% |
3.55% |
Monthly |
| 48 - 59 Months |
$500.00 |
4.28% |
4.20% |
Monthly |
| 60 Months |
$500.00 |
4.39% |
4.30% |
Monthly |
* All regular certificates can be opened as IRA certificates, unless otherwise noted. The minimum balance for all IRA certificates is $500.
** Annual Percentage Yield
*** Available for a limited time. Funds deposited to this account must come from an institution other than Patelco. Minimum deposit $1,000, maximum deposit $1,000. Account available to new members only-must open a new membership. One certificate per member. Not available as an IRA certificate. Learn more.
**** Annual Percentage Yield effective as of 3/31/08. Subject to change at any time. Minimum deposit $1,000. Rate is 4.00%. Term is 12 months. Dividends paid monthly. At maturity the certificate will renew at Patelco's current yield for a regular 12-23 month share certificate. Penalty for early withdrawal. Available for a limited time. Funds deposited to this account must come from an institution other than Patelco.
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