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Online Banking Security Guarantee
Patelco Credit Union stands behind the security of its PC-24 Online Banking ("PC-24") service. You will not be liable for any unauthorized removal of funds from your account(s) through PC-24.

Patelco's Online Banking Security Guarantee assures the security of our online service.

When you use PC-24, we guarantee that you will be covered 100% for any unauthorized removal of funds from your accounts while we are handling your transactions. This includes funds removed from your accounts as a result of:

  • Online theft of your account numbers or password.
  • Unauthorized online removal of funds from your accounts.

Your Responsibility

  • You are responsible for keeping your online password, account numbers, personal identification information, and other account data confidential.
  • Patelco cannot be responsible for, and will not cover, losses due to the following:
  • Input errors or misuse of the service.
  • Negligent handling or sharing of passwords leading to unauthorized access to accounts.
  • Leaving a computer unattended during an online session. Be sure to click "Log Out" to end your session.
  • Failure to report known incidents of unauthorized account access within two business days.

For more details, please refer to the Electronic Funds Transfer section in Patelco's Account Disclosures*.

How to Contact Us

To report lost or stolen information or suspected fraudulent activity, please contact us immediately:

  • Phone: 415.442.6200 or 1.800.358.8228 (outside CA)
  • E-mail: Click here to send us an email on our secure server.


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This credit union is federally insured by the National Credit Union Administration. Your savings insured to at least $100,000 by National
Credit Union Administration
, a U.S. Government Agency.