Help save the environment and
Patelco will help you save some cash. If you buy a new or used vehicle with a hybrid engine or a gas-engine that gets 30 or more miles per gallon**, we'll give you a .10% APR* reduction on your auto loan. It's that simple. Apply Now!
Drive away the car of your dreams...today. Our low rates and convenient, flexible terms make buying a new or used car easy and affordable.
Up to 100% financing
Terms up to seven years for new and used cars (1999 or newer)
Terms up to five years for older cars (1995-1998)
Buy from a dealer, private party, or even buy out a lease
Refinance a loan from another financial institution and save money
Patelco also provides an Extra Value Auto Loan, allowing you to obtain financing even if you have negative equity in your vehicle.
Up to 150% loan-to-value***
Available for new and used vehicles (2003 or newer)
Amounts up to $60,000
Terms up to 84 months
Be smart and get pre-approved before you start shopping!
*Annual Percentage Rate. APR as of 5/1/2008 and is subject to credit approval and can change weekly. Rate can be .10% to 12.60% higher depending on repayment term selected, credit rating, account relationship, vehicle value and other qualifications. Terms are available up to 84 months. Rate as low as 5.90% applies up to 36 months term on 1999 or newer vehicles with up to 100% financing available to qualified members.
**Vehicle must be either a hybrid (gas/electric) vehicle or get 30 or more miles per gallon freeway as reported by www.fueleconomy.gov to qualify for the .10% APR auto loan rate reduction.
***Based on MSRP for new autos and Nada Retail Value for used autos.
Equal Housing Lender