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Auto Buying Center
Buying a new or used car? Use our Auto Center before you buy. You'll find a variety of tools and resources to help you find the best car you can afford.

I. Look at your finances
II. Find a blue book value
III. Research a vehicle
IV. Pay for your vehicle

To pay for your car, you have two options: leasing or buying. Purchasing is usually the best option, but leasing can make sense, particularly if you entertain business clients or like to have a new car every few years.

The following calculators can help you decide which option is ideal for you:

Financing Calculators
Should I lease or purchase a vehicle?
Should I finance or pay cash for a vehicle?
What term of vehicle loan should I choose?
Which is better: a rebate or special dealer financing?

Patelco offers auto loans and auto equity loans to help you buy the car you want in a way that's affordable. Plus, you can obtain Patelco financing directly at participating dealers.

Visit AutoSMART, a new auto buying resource from Patelco and Credit Union Direct Lending, to find participating dealers and more information and tips on financing.

CUDL AutoSmart


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instant approval.
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View our current
auto loan rates.
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This credit union is federally insured by the National Credit Union Administration. Your savings insured to at least $100,000 by National
Credit Union Administration
, a U.S. Government Agency.