2007: All About You
Your Money. More Value. Smart Choice.

New Year. New You! At Patelco it's all about you! That's because being a Patelco member means more than low rate loans and high interest savings accounts. It means community. And Patelco is a community unlike any other. After all, it's your community. You're the member. And you can depend on us to help you find the right solutions to serve your financial needs.

All about preserving
Start the new year out right. Be prepared for your financial needs and preserve the things you’ve worked hard to achieve. Now is the time to set up an appointment with one of our Financial Advisors* who can help you choose an IRA, mutual fund, annuity, and retirement plan that best suits your lifestyle.

All about protecting
New Year’s resolutions start now, so plan for a healthy and happy future—protect what's yours. Meet with a Financial Advisor* who can calculate your ability to meet your financial goals based on a diversified asset allocation mix consistent with your risk profile. Now is the time to consider investment alternatives.

All about growth
Make 2007 your year to shine. Schedule a complimentary, no-obligation consultation with a Financial Advisor available through CFS*. Call 415.442.6200 and learn how to achieve your financial goals and plan for a worry-free retirement lifestyle by rebalancing your portfolio, evaluating risk, and assessing and growing current investments.

New Year. New Rates.
Start saving today for a better tomorrow

*Investment products and services offered through CUSO Financial Services, L.P. (CFS), are not insured by American Share Insurance (ASI) (the Credit Union's private share insurer), are not NCUA/NCUSIF insured, are not Credit Union guaranteed, and may lose value. Financial Advisors are employees of Patelco Credit Union and registered through CFS. Patelco Credit Union is in partnership with CFS. Member NASD/SIPC.

1 - Annual Percentage Yield as of 12/7/06; subject to change. Rate is 5.60%. Dividends are paid monthly. Term is 12-23 months. Certificate will renew at the regular 12-month IRA rate, at maturity. Minimum opening balance is $500. Penalty for early withdrawal. Available for a limited time. See your tax advisor for additional information.

2 - Annual Percentage Yield as of 12/7/06; subject to change. Rate is 5.58%. Rate tied to the average of the previous 12 weeks' auction yields of the 6-Month U.S. Treasury Bill.

3 - Annual Percentage Yield as of 12/7/06; subject to change. Rate is 4.89%. Minimum opening deposit to obtain this rate is $50,000. Rates adjust automatically between tiers. If balance falls below $25,000, dividends will not be earned. Other restrictions or qualifications may apply.

156 Second Street, San Francisco, CA 94105
Copyright © 2007, Patelco Credit Union.