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March 2006
Patelco Credit Union
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Flexible-Term Bump Certificate Flexible-Term Bump Certificate
Free Checking Free Checking with Rewards
Equity Edge Loan NEW!
Equity Edge Loan
Meet Nayan Mody Financial Advisor:
Nayan Mody
Meet Nayan Mody Wealth Management Assistant
Financial Tips Financial Tips
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Flexible-Term Bump Certificate
Flexible-Term Bump Certificate
4.85% APY*
You're a smart saver. You like having your money work for you by earning high-yield interest. But you also want to retain control. The Flexible-Term Bump Certificate offers the best of both worlds. It features flexible terms from 1 to 2 years plus the option to bump up the rate one time if interest rates rise--with no fee or change in the maturity date. It's an easy (and smart!) way to stay in charge of your money.

Features
> Open with as little as $1,000**
> Terms from 12 to 23 months
> Option to bump up the rate one time

Take control of your finances today. Open a Flexible-Term Bump Certificate in PC-24 Online Banking, visit a local branch, or call 415.442.6200 or 800.358.8228 (outside California).

* Annual Percentage Yield as of 2/17/06; subject to change. Rate is 4.75%. Dividends are paid monthly. Terms are available from 12 to 23 months. Member may request to bump up the APY once during the term of their certificate to Patelco's current yield at the time for a regular share certificate with same term. The new APY will be effective for the remaining term of the original certificate. Penalty for early withdrawal. Available for a limited time.

** Minimum deposit is $1,000. At least 50% of the funds deposited must come from a financial institution other than Patelco.

 
Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account. This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government.
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156 Second Street, San Francisco, CA 94105