| Product | Rate |
|---|---|
| 6-Month Certificate | 4.65% APY1 |
| Money Market Plus | 3.04% APY2 |
| 7-Year Home Equity Loan | 5.99% Rate / 5.99% APR3 |
| 40-Year Fixed Home Loan | 6.875% Rate / 7.014% APR4 |
Certificate rates are good as of 5/31/2006 and may change without notice. Terms are available up to 60 months. See web site for current rates.
1 - Annual Percentage Yield. Rate is 4.60%. Dividends paid at maturity. Minimum balance is $1,000.
2 - Rate is 3.00%. Minimum opening deposit is $25,000. If balance falls below $25,000, dividends will not be earned.
3 - Calculations based on a loan amount up to $50,000. Up to 80% loan to value. Payment example: $146 per $10,000 borrowed. Available in Arizona, California, Colorado, Florida, Illinois, Nevada, Oregon, and Washington.
4 - Calculations based on a loan amount of $417,000 plus closing costs and 1 point. Rates subject to credit approval and clear title. Rate is 6.75%. Maximum loan amount is $417,000.
