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> Term Life Insurance
> Calendar > Seminar Schedule > Today's Rates > Web Tip > Vital Statistics > Contact Us |
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 It’s like our traditional certificate but with one important difference: you can bump up the rate one time if interest rates rise—with no fee or change in the maturity date. So not only are you already starting with one of the highest rates on the market—and for a term of only twelve months—but you can also feel confident you won’t lose out on the chance to earn more money if interest rates rise. Why wait? Visit PC-24 Online Banking or stop by a local branch to open one today. This certificate is available for a limited time. * Annual Percentage Yield as of 1/3/06; subject to change. Rate is 4.89%. Dividends are paid monthly. Member may request to "bump up" the APY once during the term of their certificate to Patelco’s current yield at the time for a regular 12-month share certificate. The new APY will be effective for the remaining term of the original certificate. Penalty for early withdrawal. At least 50% of the funds deposited must come from a financial institution other than Patelco. Available for a limited time.  
 What are the tax benefits? Tax-deductible contributions for starters. And tax-free earnings when used for qualified medical expenses. Whatever you don't use will continue to grow, tax-free, year after year. Plus you can earn 5.12% APY** on the funds deposited. Even if you already have a Medical Savings Account with another financial institution you can roll it over to Patelco and rest assured your money is with a name you can trust. Open a Patelco HSA today by visiting www.patelco.org, visiting a local branch, or calling 415.442.6200 or 1.800.358.8228 (outside CA). * Please consult your tax advisor for details. ** Annual Percentage Yield as of 1/3/06; subject to change monthly. Rate is 5.00%. The monthly service fee is waived for the first year, and there may be a $1.00 per month charge thereafter. Account is subject to the same terms and conditions as Patelco’s Free Checking Account; it is also subject to the limitations for HSAs as defined by the IRS. |
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Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account. This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government. |
Copyright © 2006, Patelco Credit Union. All rights reserved. Privacy Policy. 156 Second Street, San Francisco, CA 94105 |
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