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November 2005
Patelco Credit Union
In this issue...
Holiday Loan Get Funds with a
Holiday Loan
Certificates Save with a
Holiday Club
Refinance Home Loan
Center
Bill Payer Promo Win Big with
Bill Payer
Financial Advisors

Financial Advisor:
Jan Russell
Home and Auto Insurance Protect Your
Home or Auto
Financial Tips Financial Tips
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Holiday Loan
The holiday season is once again upon us, and so are the holiday demands. Parties. Gifts. Travel. And more!

Get help meeting these demands with a Holiday Loan and take advantage of the lowest rate available on an unsecured loan before rates rise in the coming year. You can even elect to defer your first payment for 60 days and give yourself time to catch up.

Rates
as low as
9.90% APR*
Features:

  • Loans from $500 to $5,000
  • Terms up to 3 years
  • Fast online approval
  • 60-day deferment option


    • Don’t wait. This special loan ends January 31, 2006. Apply online today or call 415.442.6200 or 1.800.358.8228 (outside CA).

    * Annual Percentage Rate. 9.90% applies to Commitment Household members; all other members will receive a 10.00% rate. Terms are 1 year per $1,000 borrowed, up to 3 years. Rates subject to credit approval and can change without notice. Finance charges begin to accrue at the time of loan funding. Offer valid until 1/31/06.


    Save with a Holiday Club Account

    Be prepared for the next holiday season by starting a Holiday Club Account. The Holiday Club Account is an automated savings plan that pays dividends on every dollar you deposit. It only takes $20 to open the account, plus an automatic deposit of at least $20 each month from another account, direct deposit, or payroll deduction. The balance will be deposited into a checking or savings account of your choice on the maturity date, which is November 15 of every year—just in time for the holidays.

    To open a Holiday Club Account and start earning dividends today, visit     PC-24 Online Banking. Or call 415.442.6200 or 1.800.358.8228 (outside CA).

     
    Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account. This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government.

    Copyright © 2005, Patelco Credit Union. All rights reserved. Privacy Policy.
    156 Second Street, San Francisco, CA 94105