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December 2005
Patelco Credit Union
In this issue...
Disneyland Win a Trip
to Disneyland
Treasury Income Account Earn Exceptional
Dividends
Refinance Earn up to a 1%
Home Rebate
$40 Holiday Bonus Get a $40
Holiday Bonus
7-11 ATM Access Free 7-Eleven
ATM Access
Financial Advisors

Financial Advisor:
Darryl Hall

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Win a Disneyland Vacation
Sign up for email updates before December 31, 2005 and you'll be automatically entered for a chance to win a Get Away Today Vacations deluxe vacation package to Disneyland®!

Email updates are an excellent way to stay on top of Patelco's latest promotions and product offerings—and be among the first to take advantage of them. The vacation package includes a 4-day, 3-night deluxe Anaheim hotel accommodation and 2 adult 3-day Park Hopper tickets to the Disneyland Resort®, which includes admission into Disneyland® and Disney’s California Adventure Parks.

Sign up for email updates today and stay current on our latest offerings.

* No purchase necessary. Void where prohibited. Winner will be chosen at random from all eligible entries and notified by email. Please allow 4-6 weeks for notification and to receive prize. Vacation must be used by 7/31/2006. View complete rules and additional important information. This offer ends 12/31/2005.


Earn exceptional dividends

Be smart with your savings and park unused funds into our high-yield Treasury Income Account. It's a fully-indexed account that pays 4.29% APY* with no term requirements—perfect for funds that are not currently in use.

Funds are readily available, either through six months advance notice or by scheduling monthly payments, and can be used as security for a loan. The minimum deposit is $25,000. You can also enjoy tax advantages by opening this account as an IRA or Coverdell ESA with as little as $500. To open a Treasury Income Account, visit a local branch or call 415.442.6200 or 1.800.358.8228 (outside CA).

* Annual Percentage Yield, as of 12/1/2005. Rate is 4.22% and subject to change weekly without notice. Rate is tied to the average of the previous 12 weeks' auction yields of the six-month U.S. Treasury Bill. Rates may be different than those advertised in the printed newsletter.
View current rates.

 
Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account. This institution is not federally insured, and if the institution fails, the federal government does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government.

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156 Second Street, San Francisco, CA 94105