How it Works
Every time you use your Visa Gold or Check Card in a signature-based, Internet, or telephone transaction you're accumulating points. These points can be redeemed for valuable travel and merchandise rewards with as little as 5,000 points.

> Earn 1 point for every $1* you spend on your Visa Gold
> Earn 1 point for every $2* you spend on your Check Card
> Use both cards and combine the points

You're Already Enrolled
How do you get started in this exciting new program? Easy. If you have a Patelco Visa Gold and/or Check Card, you're already enrolled. In fact, you've been accumulating points since June 1. There are no fees to pay and no obligations. It's simply more value to using Patelco's convenient cards.

Redeem Rewards
Your monthly share statements will indicate how many points you've earned so far. You can also track your point balance online. Through PC-24 Online Banking you can browse the full rewards selection, get program details, and track and redeem your points with ease.

Even if you don't have a Visa Gold or Check Card you can learn more about the program, including the rewards available, at www.PatelcoPoints.com. Patelco Points offers great rewards, including airline tickets on virtually any airline, cruises and vacation getaways, brand-name merchandise, gift cards to your favorite restaurants and retailers, and more. It's one of the best rewards programs around.

If you don't already have both a Visa Gold and Check Card, or if you're using a Visa Classic, you're not earning rewards as fast as you could be. Apply online today or call 415.442.6200 or 1.800.358.8228 (outside CA).

*Qualified transactions must be signature-based, Internet or telephone transactions. PIN-based transactions, ATM, POS and cash advances do not qualify.