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Terms & Conditions for Use of
Patelco Credit Union's Internet Sites
The following terms of use apply to your access to and use of Patelco Credit Union's Internet Sites ("Online Sites"). By accessing any page of our Online Sites, you agree to be bound by these terms. The term "Patelco" as used in these terms and conditions means Patelco Credit Union and any of its affiliates.

Please take a moment to read these terms carefully.

I. Copyright
II. Use of content
III. Disclaimer of warranty
IV. Disclaimer of liability
V. Submissions

Information submitted to Patelco through its Online Sites will become and remain the property of Patelco Credit Union. Patelco will be free to use, for any purpose, any ideas, concepts, know-how, or techniques contained in information provided to Patelco through its Online Sites.

Patelco will not be subject to any obligations of confidentiality regarding submitted information except as agreed to by Patelco entity having a direct customer relationship or as otherwise specifically agreed to or required by law.

VI. Communications
VII. Jurisdiction
VIII. Governing law
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This credit union is federally insured by the National Credit Union Administration. Your savings insured to at least $100,000 by National
Credit Union Administration, a U.S. Government Agency.