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Terms & Conditions for Use of
Patelco Credit Union's Internet Sites
The following terms of use apply to your access to and use of Patelco Credit Union's Internet Sites ("Online Sites"). By accessing any page of our Online Sites, you agree to be bound by these terms. The term "Patelco" as used in these terms and conditions means Patelco Credit Union and any of its affiliates.

Please take a moment to read these terms carefully.

I. Copyright
II. Use of content

The information and materials contained in these pages, and the terms, conditions, descriptions that appear, are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final Patelco Credit Union determination and acceptance.

Investment products are not obligations of or guaranteed by Patelco Credit Union. Investments are not credit union deposits and are not NCUA/NCUSIF insured, and are subject to risks, including possible loss of the principal amount invested.

III. Disclaimer of warranty
IV. Disclaimer of liability
V. Submissions
VI. Communications
VII. Jurisdiction
VIII. Governing law
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This credit union is federally insured by the National Credit Union Administration. Your savings insured to at least $100,000 by National
Credit Union Administration, a U.S. Government Agency.