Manage your money with Free Checking, Interest Checking or our Premier Interest
Checking Account. Each account enables you to access funds through PC-24, Call-24,
BillPay, and our network of 25,000+ ATMs. Plus, earn valuable debit card rewards.
| | Free Checking | Interest Checking | Premier
Interest Checking |
|---|
| Apply Now! |  |  |  | | Account Details | Free account with easy
access to your funds and no balance requirements | Low- to no-cost account that pays interest on every dollar | Tiered account. As your balance increases so does the interest | | Minimum Deposit to Open | $10 | $10 | $5,000** | | Monthly Fee | Free | - $5 or
- FREE with Direct Deposit of $100 or more per month
- FREE with a minimum average daily balance of $500
- FREE as a Commitment Household Member
| - $10 or
- FREE with a minimum average daily balance of $5,000
- FREE for Commitment Household Members
| | Online Banking | Free | Free | Free | | Online Bill Payment | Free* | Free* | Free* | | How to Access Funds | ATM, PC-24 Online Banking, CALL-24 Telephone Banking, and CU Service Centers | ATM, PC-24 Online Banking, CALL-24 Telephone Banking, and CU Service Centers | ATM, PC-24 Online Banking, CALL-24 Telephone Banking, and CU Service Centers | | Additional Features and Benefits | | | |
* The first 20 bills paid in a calendar month are free. Each additional bill paid within the same calendar month is charged $0.25.
** The minimum balance to earn the Premier Interest Checking rate is $5,000. Daily Balances below $5,000 earn the rate paid on Patelco's Interest Checking Account.
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