Option 1: Maintain one of the following:

A current first or second mortgage with a balance
OR
A current home equity line of credit with activity within the last year

Option 2: Maintain all of the following:

• An Average Daily Balance of $3,000 or more in aggregate savings, including brokerage accounts and IRAs, through Patelco
• An active Checking or Credit Card account
• An Auto or Mortgage loan within the last two years, OR an unsecured loan or Credit Card with activity within the last 12 months
  

Option 3: Maintain the following:

A month-end balance of $50,000 or more in core savings accounts (Tiered Savings, Checking, or Money Market Accounts)

* Qualifications for Commitment Household status must be met on a continuous basis. If it appears you must take steps to retain your status, you will be alerted via messages on your monthly statement and PC-24. You will have a grace period to bring your household to Commitment level before you are removed from the program. Patelco will periodically evaluate all members' financial relationships to ensure that they are consistently meeting the requirements.